Ramadan or Ramadhan is the ninth month of the Islamic calendar, and the month in which the Quran was revealed to Prophet Muhammad (PBUH). It is observed by Muslims worldwide as a month of fasting to commemorate the first revelation of the Quran to Prophet Muhammad. This year’s Ramadan starts today May 6, 2019 to June 3, 2019.

Why Do Muslims Fast? Fasting redirects, the heart away from distractions, with its purpose being to cleanse the soul by freeing it from impurities. Ramadan is also a time for Muslims to practice self-discipline, sacrifice and empathy for those less fortunate. It encourages generosity and empathy.

There are several guidelines that will prove important during this period of Ramadan especially to those visiting Dubai or for Non-Muslims living in United Arab Emirates, its often said that ignorance is not a defense, it is therefore important to be aware of the dos and don’ts during this Holy month of Ramadan.

The following excerpt from The Gulf News outlines the basic Ramadan Etiquette;

You are not supposed to eat, drink or smoke in public during the fasting hours and it includes chewing gum.

You are not supposed to engage in public display of affection, like hugging and kissing.

Do not engage in any aggressive behavior.

Do not dance or play music in public. You may listen to music quietly with headphones.

You are not supposed to wear inappropriate clothing in public. Dress respectfully. Men should avoid wearing sleeveless tops, while women should cover their shoulders and knees.

Do not swear.

United Arab Emirates is known as a convergence point of people from different walks of life, race, ethnicity, and Religion who have continued to coexist peacefully through mutual respect and tolerance thanks to the policies lay down by the UAE government.

During this holy month of Ramadan, AlZad Real Estate shall remain committed in helping you acquire your desired property throughout the UAE. We have apartments, villas and commercial offices for rent and sale going at affordable prices,

JBR, short for Jumeirah Beach Residence, is the beach-facing development instantly recognisable for its sandy-hued towers. The area is part of Dubai Marina and sits between the central, water-lining part of the development and the seashore. JBR is claimed to be the biggest residential quarter in the world. The complex runs the entire 1.7km length of The Walk, Dubai’s most popular beachside boulevard with its restaurants, cafes and smart shops. At podium level, the apartments have their own walkways, gardens, shared pools, shops and convenience stores.

What do we do?

Based in Dubai, Al Zad Real Estate offers its clients the opportunity to invest in one of the most dynamic and fast paced real estate markets in the world. With a focus on the sale and lease of quality properties across the emirate, We provide both long term and short-term rentals and hold many open houses to invite clients to view available properties in their quest for their dream home.

EJARI is an Arabic word which means “My Rent”. In Dubai it represents a legislative initiative issued by the Real Estate regulatory Authority (RERA). According to this law, all landlords, property management companies and land lord representatives must obtain EJARI certification in order to become authorized landlords to rent or lease their assets. The Ejari system regulates the rental market of the real estate sector and has been designed under the section of law number 26 of 2007 to regulate the relationship between landlords and tenants. All individuals and real estate companies working as landlords have to register tenancy agreements using EJARI.

RERA announced that effective 14 March 2010, all rental / lease contracts for Dubai properties must be registered through its new EJARI online portal. The EJARI electronic registration web service is designed to meet the requirements of the law and to establish a robust regulatory system for the rental market and protect the rights of everyone involved.  Ejari has been designed to ensure that rental agreements are fair and transparent to the parties involved and that their terms and conditions are given full weight.

Property shares business options you can even put your money in cash there are so manydifferent ways that you can invest your money and so many great ways that youcan invest your money and achieve financial freedom that I wanted to talk aboutsome of the advantages of investing in property I believe is a great investmentvehicle but they? can all be great investment vehicles so what are theadvantages of property over? things like shares or holding your money in cashand why should you consider investing in property hi  that walk you through exactly how to do it sohead over to   the advantages ofinvesting in property I have ten advantages of investing in property that Iwant to talk about here

Advantage number one is leverage so if you go to your banker and you say I’ve got a 20 grand deposit I want to invest $100,000 in shares can you please lend me $80,000 to invest in the share market what do you think your banker is going to say he’s going to say hell no I’m not going to do that that’s too risky you lose your money you won’t be able to pay us back but if you go to your banker and you say look I’ve got twenty thousand dollars I’ve found this property in a cap city for $100,000 and I want to go ahead and invest can you lend me 80 percent of the money or $80,000 to buy this property he’ll say for sure we can do that let’s just look over your finances make sure you can afford it but I’m sure that we can work something out by investing in property over investing shares or over putting your money in the bank     . You can actually secure leverage which means your eternal investment can be higher

let’s look at a real life example of how this would work you’ve got twenty thousand dollars here to invest in shares and twenty thousand dollars here to invest in property with shares you just invest your money let’s say the market goes up 10% well that means that your share portfolio is now worth $22,000 so it’s gone up $2,000 now let’s take that $20,000 and leverage our bankers money to purchase a property for $100,000 let’s say the property goes up ten percent as well that property is now worth a hundred and ten thousand dollars so you’ve actually gained ten thousand dollars instead of the two thousand dollars in the share market now this can obviously work in the opposite direction and you can lose more money if you invest poorly but you can see how leverage can help you get better returns on your investments.

Advantage number two is stability by investing in theproperty market many people see this as a more stable investment and that’s why the banks are generally more willing to lend you money to invest in property than they are to allow you to invest in shares with shares and with cash in the bank even your asset is more liquid which means you can get the money out a lot faster, but when you’re investing in property it’s a lot slower process to get your money out. it’s not quite as liquid but the benefit is that the market doesn’t tend to fluctuate as heavily as the stock market does with the huge crashes and everything like that obviously the market does depreciate in times and we’ve seen that in Dubai I remember seeing that when my next-door neighbor purchased a property and then solder a year later and lost $100,000 on the property so it does happen but it does tend to be more stable than the stock market for many people benefit.

Advantage number three is that you can generate positive cash flow from your investment property so this is great because it means someone else is paying off your mortgage and you’re getting money into your bank as well so rather than investing the way most people do and invest in a negatively geared property and hope for capital gains you can invest in positively geared property which generates you a cash flow return each and every week you can then measure that return and you might get maybe a 6% maybe a 10% maybe 20% cash on cash return each year so that means all the cash you put in you’re actually getting 20% of that back each year plus then you have capital gains as well so positive cash flow property can be great because you’re getting those returns straight away and you can get capital gains as well.

Advantage number four is capital gains and what that means is that property can go up in value and we can make a lot of money that way many investors in Dubai have made their fortune in capital gains and in growth and what they do generally use a buy and hold strategy so they purchased the property and as many people say properties tend to double every seven to ten years so they hold it and as the property goes up in value then their wealth increases over time so capital gains can be a great thing about investing in property but wait a minute we get capital gains in shares as well so what’s the benefit of capital gains what’s the advantage over any other investment vehicle well firstly if you’re investing in cash you’re not getting capital gains but when you’re investing in stocks again comes back to that leverage we can purchase a larger asset in the property because we’re borrowing money then we can access more capital gains than we could potentially access in the stock market so that is something to consider,

Advantage number five is that you can make improvements to your property and increase the value I believe it would be very hard to buy some shares and then tinker away and make those shares more valuable you can’t do it but you can purchase a property that needs some TLC and you can do things to increase the value of that property when my parents were selling their house we got a valuation of that property of seven hundred and twenty five thousand dollars we then went out and spent just a thousand dollars on it and a couple of weeks work and later that property sold for eight hundred and twenty-five thousand dollars so because we were able to put that work in were able to get an increased price when we sold the property and having that control over being able to make improvements and gain that equity through you know adding sweat equity as well is a great advantage of property.

Advantage number six is that you have control over yourexpenses so when you’re investing in property you’ve got expenses like maintenance management fees council rates and all of this so one of the great things is that you have control over many of those expenses which leads into advantage number seven which is tax advantages so because you have these expenses with property you can actually use a lot of those expenses as a tax write-off and you can get depreciation on top of that as well so what it means is that you could actually be making money in your property because of these expenses and because of depreciation you might not even have to pay tax on your money or you might even get a tax saving from the government because it looks on paper as if you lost money because of depreciation but really you haven’t had to fork out that money in that financial year so tax advantages in property can’t be great.

Benefit number eight is equity growth and as we talked about in benefit number four is that capital gained but what that means is as the property goes up in value we get what’s called equity and that is the difference between the value of the property and our mortgage and that equity is great because more often than not we can borrow against that equity to go ahead and buy more investment properties so this means we can begin to build our portfolio on the equity that we have without using any cash out of our own pocket to pay for the deposits so equity becomes something that compounds and more properties you have and the more they’re going up the more equity you have to buy more properties and so this compounding effective equity can be a great advantage to investing in property.

 Number nine is having control over your property and again a number nine is having control over your property when you invest in shares you have no control over how that company’s run unless you buy so many shares that you get a controlling stake in the company but in most situations and for most investors you’ll have absolutely no say on how the company is run and you won’t be able to do anything to make your investment perform better but when you own an investment property you get more control over how that property runs who your tenants are who you get to manage the property and then you can also obviously make the calls on what improvements to make on the property and you can even expand it out and maybe you’ll subdivide or develop there’s so many opportunities due to the fact that you have control over your asset and

advantage number ten last advantage is that they aren’t making any more land okay so we’ve got all these properties that they’re on the market and the truth of the matter is that they’re not making any more land the land that there is basically the land that they have unless you’re in Dubai and they’re building those islands pumping sand out of the ocean and building islands and making new land there’s only going to be a certain amount of land and so if you do your research properly and you work out the supply and demand properly of an area the chances are that you’re going to have a stable and a great investment obviously I’m never going to guarantee that and the fact that there is a limited amount of land and the population of Dubai seems to continue to grow and doesn’t look like it’s going to stop means that property is highly likely to continue going up in value so there you have ten advantages of investing in property as you can see property has some great advantages that other investment vehicles like shares or options or cash or even businesses don’t necessarily have for us  So here we are here to help you out to find business growth areas in town to invest in real estate, if you’re living out of UAE, then don’t worry, we’re also providing property management service, so you will earn all the time a day even if you are sleeping, but your money flows into your bank Account, Contact us and get advantages of investing in real estate in the United Arab Emirates     .   

With so many new projects, incredibly flexible payment plans and numerous add-ons including free service charges, 0% booking fees and DLD waivers, it’s hard to know which project is best f or you.

Dubai is home to various opportunities for people looking to invest in property. One of the highlights in this region is off plan properties. An off-plan property is one that hasn’t been built yet. When new developments are agreed upon, the developers sell prospective properties for anyone that wishes to buy them. Buying a property before it’s even been constructed could seem a little counterproductive.

But, there are plenty of benefits for you purchasing an off plan property.

Location:
Off plan properties are mostly built in new and thriving areas. As such, you’re almost guaranteed to buy property in a prime location. The earlier you buy, the higher the chance you get of securing one of the better units. Being wise when choosing your location helps to understand the potential of the property.

Price Locking:
Secondly, you have the benefit of locking in a property at a set price right now. Construction time can take a number of years, maybe longer. In this time, the housing market could experience enormous changes. Getting a good deal at the beginning allows you to see the value of your property appreciate in future years.

Incentives:
More often than not, developers will offer financial and other incentives. They do this so that they can get enough demand to start the construction phase. We’ve seen a number of huge, and aggressive, financial incentives in the 2018 off plan projects, enticing many first time buyers.

BENEFITS OF AN ESPACE OFF PLAN AGENT

Independent. Whilst we work closely with several leading developers, we’re not tied to anyone so we can offer impartial advice.

Unbiased. We have an excellent understanding of all projects in the ever-changing Dubai landscape.

Excusive access. We can help you secure the best off plan units as soon as they launch.


This week the government announced that expats over 55 will be able to obtain the new visa if they own a real estate investment of at least AED 2 million, have savings of more than AED 1 million, or can prove income of at least AED 20,000 per month. The new visa is expected to be introduced from next year.

“This will see a shift in the dynamics of Dubai as residents may choose to settle for longer and indeed retire here, calling Dubai home” says our Managing Partner Zarah Evans.  “Dubai has excellent weather conditions for a good part of the year and with global access to the world, Dubai is an ideal option where retirees may choose to own a second home with more freedom to come and go as they please.  The medical facilities are also excellent and more accessible in comparison to many other parts of the world. This announcement offers people more security of tenure and a “feel good” factor always has a positive impact on property demand.”  

According to Property Finder’s own research over the last few years, the trend of people over the age of 50 buying property in Dubai has declined by about 40 percent.  “The initiative to offer a five-year retirement visa is a much-welcomed announcement considering there are just over 150,000 residents aged 55 and over,” said Lynnette Abad, the director of research and data at Property Finder.

This retirement visa is a welcomed market booster. 

Dubai: If you are headed for the beach or any stretch of waterfront in the Northern Emirates, chances are you will be coming across more than just the sun and sand.

Great swathes of these coastlines are under development, as the Northern Emirates rework the development formula to become freehold and tourism havens in their own right.

Why now’s the time to buy a Dubai dream home

The prime property has become more affordable in Dubai as prices continued their downward trajectory in the third quarter of 2018. The emirate was ranked 39th in the Global Residential Cities Index by consultancy Knight Frank.

The real estate consultancy said prices in Dubai declined 3.8 percent year on year in the third quarter of 2018; 4.2 percent in the last six months and 2.6 percent on a quarter-on-quarter basis. Dubai prime property prices witnessed the second highest decline in the Middle East after Istanbul, which saw a 6.3 percent drop in super prime home prices.

This is a good time to go hunting for prime land plots that are almost impossible to buy when the market is booming, according to industry stakeholders.

The average land sales price in Dubai currently stands at Dh325 per sqft – this is an average across both freehold and leasehold areas, according to data provided by Reidin. This compares with Dh700 to Dh800 per square foot in 2007-2008.

The average transacted price per sqft for a land plot in Downtown Dubai and DIFC currently stands close to Dh2,000 per sqft. Meanwhile, the average price per sqft for a land plot in International City stands at Dh250 per sqft, according to Reidin data.

“That means huge savings in outlay and a properly planned development strategy can maximize the return on investment. Investors are taking advantage of the current low cost of prime land in Dubai to exploit profitable opportunities for development. Investors who fail to study the market in detail to ensure they pick the right plot and devise the correct development plan can destroy profits

Book your land in Dubai with Al Zad Real Estate today.
Call / WhatsApp / Email | Email: vincraft@emirates.net.ae
Call: +971 55 999 8895 | +971 55 104 7605

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